What We do
Protect Families
Many Americans aren't insuring their biggest asset - Their income! 63% cited "too expensive" as the most common reason not to purchase. Interestingly, consumers overestimate the cost of Life Insurance by three-fold.
Protect Futures
If you're in retirement OR planning for retirement and don't want your 401k, IRA, or ROTH to react to market fluctuation you should consider an Annuity. Depending on your financial situation it should be a core part of your retirement plan. Life Insurance and Annuities can supplement your retirement income.
Protect Finances
Personal Banking and Building Wealth with Life Insurance! Pay interest to yourself not the bank. The interest you save from paying to banks can create wealth for you.
Those who understand interest, MAKE IT Those who do not PAY IT!!!
Our Mission
Our mission is to help people make informed decisions that will help protect their Families, Futures & Assets
If you are a homeowner, real estate investor, or small business owner, or in the process of becoming one, Life Insurance can be a valuable tool in your portfolio. It can allow you to pay off your home, purchase one, start a small business, or provide an Equity line of Credit to your existing business with attractive tax benefits.
Credit card debt, auto loans, student debt, all designed to enrich the banks while creating what appears to be an endless regimen of interest payments imprisoning you and preventing you from achieving financial prosperity. According to a survey by Americans for Secure Retirement, 88% of all Americans are worried about maintaining a comfortable living in retirement, up from 73% in 2010.
Life Insurance
THINGS LIFE INSURANCE CAN DO
1. FUND COLLEGE
2. FUND A BUSINESS
3. PAY FOR TIME OFF
4. PAY FOR CHRONIC ILLNESS
5. SUPPLEMENT YOUR RETIREMENT
6. PAY OFF DEBT
7. BUILD WEALTH
Indexed Universal Life (IUL) or Participating Whole Life
What's the difference?
1. Indexed Universal Life credits interest based on the performance* of the index.
2. Participating Whole Life pays dividends which is a partial return of premium.
3. Both provide upside potential and downside protection.
4. Both offer a plethora of "living" benefits.
5. NO MANDATORY WITHDRAWALS
6. Can present tax advantages to small business owners
7. Can create generational wealth.
Life Insurance and Your Small Business
Did you know you could set up your own bank to provide your own business with its own line of credit, and profit from your own borrowing?
In fact, your bank can:
1. Accrue tax-free interest earnings on its capital deposits.
2. Collect the interest paid on its line of credit, tax-free.
3. Eventually, pay it all back out to you personally when you retire or sell the business as a tax-deductible deferred compensation or tax-free retirement income for the rest of your life.
It’s a tax strategy known as “Business Equity Banking.” It’s a private Financial Instrument under the Internal Revenue Codes 101 and 7702 Insured by a “Legal Reserve” insurance company.........