Protect What Matters Most
Build Your Advantage
The struggle is real! Many middle-class families struggle with navigating debt and building wealth for a comfortable retirement. Furthermore, 44% of American households would face financial hardship within 6 months after the loss of a primary wage earner. However, does this struggle need to be a reality? Potentially No. You may simply need help finding the right path toward building your advantage for a more secure future.
College Planning With Life Insurance
For families with college age students, 73% relied on parents’ income and savings to help pay for college. These families picked up 48% of the college bill. Nearly 58% of these families had created a plan to help cover a portion of the college costs. How many of you have a savings plan in place to cover the cost of your children’s education?
Retirement Planning With Life Insurance
The future of Social Security is uncertain and many employers are cutting back on qualified plan funding. With these headwinds, will you have the resources for a comfortable retirement? What happens if one spouse dies during the wealth accumulation stage?
Protecting The Family Home
Your home is likely the biggest investment you’ll make. Chances are it’s also the cornerstone to your financial future, because it’s a substantial asset that’s likely to grow. But what happens if you or your spouse passes at a young age or an illness strikes? Your spouse could end up facing the financial responsibility of a mortgage alone. If this happens, it could undermine the stability that you worked hard to build.
A Package Deal
As you grow older, your life insurance needs tend to diminish as:
▪ Mortgages are paid off
▪ Debts are paid off
▪ Children graduate from college
▪ You're entering retirement
But what happens if your needs evolve in a way that wasn’t expected? Can your life insurance solution adapt with them?